Friday, 27 July 2012

From Fuzzy to Focused



I would not call myself a reality tv junkie. Far from it. I don't pour over the drama and relationships of these wanna-be celebrities. That being said I must admit that I have learned a lot about how the world works by watching a "useful" reality tv show.

I am following a very strict budget to a debt-free life all thanks to Debt Do Us Part. I didn't realise how much I didn't know about managing money until Gail Vaz-Oxlade came onto my tv screen and into my life. I thought you earned it, you spent it, but in reality there is so much more. I knew enough to put as much as possible towards my student debt but I didn't have the knowledge to make a budget and stick to it (as simple as it is). So although I was paying down my debt, I was ending up in overdraft and paying way too many unnecessary fees (...and making some extravagant purchases).

Not having to stress about where money is coming and going, I have more brain power to focus on my hobbies and what I want in life. Having a plan and a goal for my money has made dreams in my life come into focus and actually seem achievable. So here they are.

1. I will be student debt-free in March 2013 (pending crisis).
2. I will travel more. Starting with Mexico in a few months and saving up for (hopefully) Europe sooner rather than later. (side note: Mr. One and I did NYC and New Orleans within the last year - both absolutely amazing)
3. Furthering my career with a change in scenery. I may go after a few new certifications and land a new job in the big city.
4. Lastly comes moving to said big city.

All of these dreams/goals are do-able and possibly all within 2013. I cannot wait to continue learning and growing. Thank you reality tv.

Friday, 30 December 2011

2012

2011 has been a wonderful year (highlights including a raise and Mr. One moving in) but what are we if we aren’t continuously striving for bigger and better things. Here are my hopes and dreams for 2012.

WORK
Accept that I can’t change people but do at least one thing to improve the health and lives of the residents
Promote nutrition with confidence

LOVE
Focus on one
Give everything I have
Enjoy now and stop looking far ahead

WORLD
Donate, fundraise or volunteer to at least one worthy cause
Travel (at least twice)

ME
Less tv; more everything else

Never forget FAMILY and FRIENDS

Thursday, 29 December 2011

smart girl

From: Chris Hans
To: sale-bnvxz-2764537630@craigslist.org
Subject: car for sale - $4000 (whitby on)
Sent: Dec 22, 2011 1:58 PM

** CRAIGSLIST ADVISORY --- AVOID SCAMS BY DEALING LOCALLY
** Avoid:  wiring money, cross-border deals, work-at-home
** Beware: cashier checks, money orders, escrow, shipping

--
Hello

I need this posted ad, please let me know if you still have it available for sale.

Chris

From: Chris Hans <chrishans01@gmail.com>
Date: Thu, 22 Dec 2011 10:58:43 -1200
To: xxxx
Subject: Re: car for sale - $4000 (whitby on)

Hello Dear,

Thank you for the swift response, I really appreciate it and I am so sorry for the delayed response...

I want you to know that I will not be able to come for the check up of the vehicle because I am presently in the sea (I am a marine engineer) but I am satisfied with the conditions because I read through the AD and I also want to have my fate in you that the vehicle is in good shape as you have posted.

I am buying the vehicle as a birthday gift for my dad,and his birthday is coming up very soon,and I really want the it to be a surprise gift for him,So he is not aware that I am buying Him anything until the vehicle is delivered to him.My plan is after I make your payment my shipping agent will come and pick up the vehicle at your location.

Most importantly, I want you to know that I can only make payment via paypal because my online bank account is not activated and like I told you , I am presently in the sea and can only make payment via my paypal account as I have my bank a/c attached to it.

Please respond to this mail to let me know if you are comfortable with with this payment method before we can proceed.


I will be highly grateful if you can withdraw the AD from craigslist and make me your favorite buyer.

I will await you prompt response.

Best Regards.
Chris

From: Chris Hans <chrishans01@gmail.com>
Date: Mon, 26 Dec 2011 21:33:13
To: xxxx
Subject: PAYMENT HAS BEEN MADE(FOLLOW THE INSTRUCTION)

Hello,

I received your paypal account and I will like to inform you that I have made the payment as promised.I believe you must have received the payment confirmation by now. Please do follow the instructions on the payment confirmation religously so that you can have access to the funds. Please note that the shipping agent is a freelance agent based in London but has agents across the globe, so as soon as he confirms his payment he will instruct his agent in Canada to pick up the car from you , and also I need you to understand that I had to send both the shipping agents fee and the cost of your car to your paypal account because the agent do not accept paypal as a means of payment,I hope you understand that.

I made the Payment to the PayPal account you provided to me including the sum of $1000 for the shipping cost and I think you should have the confirmation by now.You can check your paypal account email for confirmation.

I want you to know that I sent the total amount of $5,200 ($4,000 for the car PLUS $ 1000 for the shipping agent,then $200 for the paypal and western union charges that might arise in the course of the transaction)

Hence, the total amount I have sent to you is $5,200. Note that you will need to send the shipping agent's fee of $1000  via Western Union Money Transfer to the address below and send the details to paypal, I believe you must have been instructed by paypal on this.This is PayPal's current regulations with regards to Producer/consumer protection.

Below is the Name and Address of the Shipping Agent to which you will send the Money to so that they can come for the pick up of the car.

Do get the money sent to them via western union money transfer as soon as you receive confirmation of the funds from PayPal so they can come for pick up asap. Send the money to the shipping agent with the address below;

Name : Kerry Anderson
Address : 880, High Road, Leyton,
London E10 6AE United Kingdom

Please kindly email the necessary details to paypal :

SENDER'S NAME  :
ADDRESS :
AMOUNT SENT  :
MTCN NUMBER( 10 digit number on western union  transfer receipt) :

You can email it to paypal directly,that is fine with me in order for the money I sent to be credited into your account after they might have received and verified everything they will credit the whole money in your account.

NOTE: If you are asked by western union why you are sending the money, simply tell them that you are sending the money to your brother -in-law  who lives in London, this is because if you tell them you are sending it for a particular transaction, you will be charged more considering the nature of the transaction.

My pickup agent will contact you after they have received the payments in order to book a time for the pick up to be done.The shipping agent's head office is in London, so as soon as they confirm the payment, they will instruct their agent in Canada to come over to your place for pick up.

Thanks for the understanding.

I will be looking forward to hear from you.

Regards

Chris Hans

From: xxxx
Date: Thu, 29 Dec 2011 19:43:47 +0000
To: Chris Hans<chrishans01@gmail.com>
Subject: Re: PAYMENT HAS BEEN MADE(FOLLOW THE INSTRUCTION)

Dear Chris,

mail2consultant.com is a free email address and is not used by paypal. Any "payments" would be reflected in my paypal account which they are not. Do not contact me again and I will be reporting this.

Tuesday, 4 October 2011

25

  1. You won’t find success if you’re afraid to fail
  2. Love the people who made you who you are
  3. Drink less
  4. Always make time for the things that make you happy
  5. Give back
  6. It could be worse
  7. Keep secrets to yourself
  8. Travel
  9. Go with all your heart
  10. Run
  11. Whenever possible, make from scratch
  12. Be inspired
  13. Celebrate
  14. Dress up and go out
  15. Eat healthy
  16. Dance
  17. Plan for tomorrow, but live today
  18. Set goals and don’t stop
  19. Learn
  20. Be patient
  21. Role model
  22. Stand up for yourself
  23. Be kind to strangers
  24. Take responsibility
  25. Show passion and compassion

Thursday, 15 September 2011

AS

Ankylosing Spondilitis (AS) is the chronic inflammation in the spine and in surrounding joints. This inflammation causes pain and stiffness of these areas. Over time, this inflammation can cause the bones to fuse together, reducing pain but also reducing mobility.

My dad has had AS for as long as I can remember. He has dealt with the pain and stiffness of his spine, finding very little relief. With the advancement of diet and exercise in terms of a form a medicine, he has turned to alternatives to medication. The HLA-B27 gene (and marker for this disease) has recently been found in my own blood. 7% of the population have this gene but only 1% develop AS, however my risk is 6 times higher since my father does have the disease. So far, I have only had a handful of painfully stiff days; mostly in my hips.

http://www.disaboom.com/ankylosing-spondylitis/controlling-ankylosing-spondylitis-with-diet-and-exercise

Thursday, 25 August 2011

jump with both feet

Mr. One is moving in with me..
I have commitment issues, trust issues, space issues, all the issues that would make it terrible for Mr. One to be moving in with me. My apartment and space was created to get over him. But here I am jumping with both feet. I can’t live on the edge of doubts, regrets and insecurities anymore. I got keys cut, I unpacked some of his boxes and I ordered internet and cable. Some days I will have to talk myself into it, but I am embracing the new life. I am probably sounding like this is the worst thing to happen to me. I am afraid of what could happen but I am also excited for the possibilities. He makes me laugh like no one else can. He knows the real me better than anyone else and he loves me despite it. I love him and no matter what everything will be okay.

alone

Maybe it’s because I have a hard time letting things and people go, but recently the past has been sneaking up on me. I have been having dreams. The dreams are more like re-living events from the past; mostly high school.

I felt alone in high school. I lived in a house with my mother and older brother. My mother had just begun dating, 5 years after her divorce. When she wasn’t working she was “out”. Her and her boyfriend had bought a trailer together, where they spend almost every weekend during the summer. When they weren’t there they were at his place. I’m not saying she did nothing to take care of us. She did occasionally bring home groceries. I never went hungry. The house was fairly well stocked. The problem lied with the brother and the mother was not there to intervene.
The brother was a selfish, self centered ass. He did drugs constantly, destroyed objects just for the fun, and left the door always unlocked so his exactly immature friends could come and go as they pleased. I never felt safe. Items and money were stolen from me. My home was stolen from me. I was isolated to my room.

Looking back I should have been angry. I hated them but mostly I hated myself. I hated the life I had and the helplessness of not being able to change it. I was anorexic for about 7 months. It had nothing to do with feeling fat or the way I looked. Food was the one thing I had control over and I used it as a way to punish myself. I also cut myself. I used razor blades and cut my arms. It seemed to be the only way to get the pain from the inside outside.

I left when I was 17. I would have left sooner if I could. I did try. It has been 7 years since I left and I never really looked back. My relationship has been repaired with my mother as she is now “there”. My relationship with my brother will never be the same. He has grown up but I still see him as a selfish, self centered ass. I am still damaged by my past but I also believe I am stronger. These dreams are still haunting so I wrote this down to get it all out. Some of it I am ashamed of and have hidden it from my future. It’s out there now and I can move on with my glued back together life.